Debt Consolidation
Simplify your payments
Amount
$10K – $500K
Payments
Combined into one
Turnaround
Fast
Overview
Debt consolidation rolls several business obligations into a single facility with one predictable payment. Instead of juggling multiple due dates, rates, and lenders, you manage one clear payoff timeline.
Beyond simplicity, consolidating can lower your total cost of capital and free up daily cash flow — especially useful if you've stacked multiple high-cost advances.
Key highlights
- One simple payment
- Potentially lower rates
- Free up cash flow
- Clear payoff timeline
What it's best for
Unwind stacked advances
Replace several daily-remittance MCAs with one manageable payment.
Lower your total cost
Consolidate high-rate balances into a more transparent structure.
Reclaim daily cash flow
Reduce the drain of multiple payments hitting your account each week.
Typical requirements
- Existing business debt to consolidate
- 6+ months in business
- $15K+ average monthly revenue
- Business bank account
Requirements are guidelines, not hard cutoffs — we look at the whole business. Prequalifying never affects your credit score.
Frequently asked
Will this lower my payments?
In most cases yes — consolidating stretches and simplifies repayment to ease cash flow.
Can I consolidate multiple advances?
Yes, combining stacked MCAs into one facility is one of the most common uses.
Other funding options
Ready to move on Debt Consolidation?
Prequalify with no hard credit pull and get a decision in as little as 4 hours.
Get Started