Equipment Financing
Afford the tools you need
Amount
$15K – $500K
Financing
Up to 100%
Approval
24 hours
Overview
Equipment financing lets you acquire the machinery, vehicles, or technology your business runs on without paying the full cost up front. The equipment itself secures the financing, which often means better terms and higher approval odds.
Spreading the cost over the useful life of the asset keeps your cash reserves intact for day-to-day operations, so the equipment can start earning for you before it's fully paid off.
Key highlights
- Up to 100% of equipment cost
- The equipment secures the loan
- Preserve working capital
- Fixed terms
What it's best for
Add a delivery vehicle
Expand your service area without a five-figure hit to your bank account.
Upgrade production machinery
Increase output and let the new capacity pay down the financing.
Refresh technology
Finance computers, POS systems, or specialty tools over a fixed term.
Typical requirements
- Equipment quote or invoice
- 6+ months in business
- $15K+ average monthly revenue
- Business bank account
Requirements are guidelines, not hard cutoffs — we look at the whole business. Prequalifying never affects your credit score.
Frequently asked
Can I finance used equipment?
Often yes — send us the quote or invoice and we'll structure terms around it.
Do I need a big down payment?
Many deals finance up to 100% of the equipment cost with little or nothing down.
Other funding options
Ready to move on Equipment Financing?
Prequalify with no hard credit pull and get a decision in as little as 4 hours.
Get Started