Kacu
TAILORED FUNDING SOLUTIONS

Funding options engineered for growth

We don't just look at credit scores; we see your business potential. Select the funding option that fits your goals — most applications are approved in record time so you can focus on building.

A confident small business owner in their thriving business

Term Business Loan

Predictable capital for planned growth

$5K – $500K

As fast as 4 hours

We don't just look at credit scores; we see your business potential. Get a lump sum with fixed, transparent repayment terms and funding in as little as 4 hours — no hidden fees.

  • Fixed monthly payments
  • Terms from 6 to 60 months
  • No prepayment penalties
  • Funding in as little as 4 hours

Working Capital Loans

Keep cash flow steady

$10K – $250K

Same-day decisions

Simple, fee-free and not dependent on credit history. Ideal for businesses with a steady monthly revenue of $15,000+ that need to cover payroll, inventory, or seasonal gaps.

  • Revenue-based approval
  • Minimal paperwork
  • Flexible repayment
  • Great for seasonal businesses

Business Line of Credit

Flexible funds, on demand

$10K – $250K

Instant draws

Flexible funds when your business needs it. Draw only what you need, pay interest only on what you use, and the credit line replenishes as you repay.

  • Draw only what you need
  • Pay interest on used funds only
  • Revolving access
  • Ideal for sudden costs

Equipment Financing

Afford the tools you need

$15K – $500K

24-hour approval

Afford essential tools with our equipment financing. Spread the cost of machinery, vehicles, or technology over time, making it easier to grow without draining reserves.

  • Up to 100% of equipment cost
  • The equipment secures the loan
  • Preserve working capital
  • Fixed terms

Merchant Cash Advance

Fast cash against future sales

$5K – $250K

As fast as 24 hours

Need funds fast? Our merchant cash advance is ideal for quick cash boosts, with simple, speedy processing and repayment tied to a percentage of your daily sales.

  • Borrow against future revenue
  • Repay as you earn
  • Fastest processing
  • Flexible qualification

Debt Consolidation

Simplify your payments

$10K – $500K

Fast turnaround

Simplify your debts. Merge multiple payments into one, easing your financial management with a single predictable payment and often a lower overall cost.

  • One simple payment
  • Potentially lower rates
  • Free up cash flow
  • Clear payoff timeline

How funding works with Kacu

1. Apply online

Complete a short prequalification with no hard credit pull. It takes just a few minutes.

2. Get matched

Our AI-driven assessment and advisors match you with the right funding from our lender network.

3. Get funded

Review clear terms, sign, and receive funds in as little as 4 hours — no hidden fees.

See your funding power instantly

Prequalify with no hard credit pull. From $5K up to $500K in as little as 24 hours.

Get Started