Term Business Loan
Predictable capital for planned growth
$5K – $500K
As fast as 4 hours
We don't just look at credit scores; we see your business potential. Get a lump sum with fixed, transparent repayment terms and funding in as little as 4 hours — no hidden fees.
- Fixed monthly payments
- Terms from 6 to 60 months
- No prepayment penalties
- Funding in as little as 4 hours
Working Capital Loans
Keep cash flow steady
$10K – $250K
Same-day decisions
Simple, fee-free and not dependent on credit history. Ideal for businesses with a steady monthly revenue of $15,000+ that need to cover payroll, inventory, or seasonal gaps.
- Revenue-based approval
- Minimal paperwork
- Flexible repayment
- Great for seasonal businesses
Business Line of Credit
Flexible funds, on demand
$10K – $250K
Instant draws
Flexible funds when your business needs it. Draw only what you need, pay interest only on what you use, and the credit line replenishes as you repay.
- Draw only what you need
- Pay interest on used funds only
- Revolving access
- Ideal for sudden costs
Equipment Financing
Afford the tools you need
$15K – $500K
24-hour approval
Afford essential tools with our equipment financing. Spread the cost of machinery, vehicles, or technology over time, making it easier to grow without draining reserves.
- Up to 100% of equipment cost
- The equipment secures the loan
- Preserve working capital
- Fixed terms
Merchant Cash Advance
Fast cash against future sales
$5K – $250K
As fast as 24 hours
Need funds fast? Our merchant cash advance is ideal for quick cash boosts, with simple, speedy processing and repayment tied to a percentage of your daily sales.
- Borrow against future revenue
- Repay as you earn
- Fastest processing
- Flexible qualification
Debt Consolidation
Simplify your payments
$10K – $500K
Fast turnaround
Simplify your debts. Merge multiple payments into one, easing your financial management with a single predictable payment and often a lower overall cost.
- One simple payment
- Potentially lower rates
- Free up cash flow
- Clear payoff timeline
How funding works with Kacu
1. Apply online
Complete a short prequalification with no hard credit pull. It takes just a few minutes.
2. Get matched
Our AI-driven assessment and advisors match you with the right funding from our lender network.
3. Get funded
Review clear terms, sign, and receive funds in as little as 4 hours — no hidden fees.
See your funding power instantly
Prequalify with no hard credit pull. From $5K up to $500K in as little as 24 hours.
Get Started
