Common restaurant funding needs
- Commercial kitchen equipment and walk-in coolers
- Dining room renovations and patios
- Seasonal staffing and inventory
- Opening a second location
Best-fit products
Use equipment financing for ovens, refrigeration, and POS systems; a term loan for renovations; and a merchant cash advance for short, high-return needs tied to card sales.
How to qualify
Lenders look at monthly revenue, daily card volume, and bank balances. Restaurants with 6+ months of steady sales can often prequalify in minutes.
Frequently asked questions
Is it hard to get a loan for a restaurant?
Banks view restaurants as higher risk, but revenue-based lenders commonly approve restaurants with consistent sales.