Merchant Cash Advance
Fast cash against future sales
Amount
$5K – $250K
Repayment
% of daily sales
Speed
As fast as 24 hrs
Overview
A merchant cash advance provides a lump sum today in exchange for a small, fixed percentage of your future sales. Because repayment flexes with your revenue, you pay more on strong days and less on slow ones.
It's built for speed and for businesses with strong card or daily sales volume that need cash quickly and value flexible qualification over the lowest possible cost of capital.
Key highlights
- Borrow against future revenue
- Repay as you earn
- Fastest processing
- Flexible qualification
What it's best for
Restock fast-moving inventory
Get cash today and repay automatically as those sales come in.
Launch a marketing push
Fund a campaign and let the extra revenue cover the advance.
Handle an urgent expense
Access capital in about a day when timing matters most.
Typical requirements
- 3+ months in business
- $10K+ monthly card or total sales
- Consistent daily sales volume
- Business bank account
Requirements are guidelines, not hard cutoffs — we look at the whole business. Prequalifying never affects your credit score.
Frequently asked
How does repayment work?
A small fixed percentage of your daily sales is remitted automatically until the advance is complete.
What if I have thin credit?
MCAs have the most flexible qualification since they're based on your sales volume.
Other funding options
Ready to move on Merchant Cash Advance?
Prequalify with no hard credit pull and get a decision in as little as 4 hours.
Get Started