Pre-revenue options
- Personal savings and friends and family
- Futurpreneur Canada for young entrepreneurs
- BDC startup financing
- Grants and competitions
- Angel investors and accelerators
After 6 months of revenue
Once your business bank account shows consistent deposits, you may qualify for a working capital loan or equipment financing. Kacu can review businesses with shorter histories — check your eligibility with a soft credit pull.
Strengthen your application
Keep business and personal finances separate, register your business, and build a record of on-time payments. Our guide on improving business credit covers the details.
Frequently asked questions
Can a new business get a loan with no revenue?
It is difficult with private lenders. Pre-revenue businesses usually rely on personal funds, government startup programs, or investors.