Retail and E-commerce Business Loans: Inventory, Marketing, and Growth
How retailers and online stores fund inventory, peak-season demand, and marketing campaigns.
· 3 min read
DEFINITION
A holdback is the percentage of daily sales or deposits withheld to repay a merchant cash advance.
Holdbacks commonly range from 5% to 20%. In construction, 'holdback' also refers to the portion of a progress payment retained until project completion.
Related terms
Guides that explain it further
Restaurant Business Loans: Funding Options for Restaurants and Cafés
Financing options for restaurants — kitchen equipment, renovations, seasonal cash flow, and expansion — and how to qualify.
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What Credit Score Do You Need for a Business Loan in Canada?
Minimum credit scores by lender type, how Canadian credit scores work, and how to qualify for business funding with fair or bad credit.
· 3 min read